Carefirst health plan reviews

Until they get frustrated and quit the company as well. In conclusion: I do not recommend them. If you apply for a job with CareFirst as the Medical, I would turn down that job. Beware of Carefirst Bluecross Blueshield. Please read this complaint, and then you will choose another supplemental insurance carrier. She had CareFirst for decades as her supplemental health insurance.

I reported her death to CareFirst, Wells Fargo and Wesbanco and closed those accounts to prevent any future fraudulent monthly billing. Care First assured me that I was due a refund for the balance of the month. I told them that my mother's credit card was inactivated. CareFirst said they would send a refund check. Wells Fargo assured me that her credit card was immediately inactivated and there would be no further transactions allowed.

In the following three weeks I made many calls. Each time I was told by the person I spoke with that they would get back with me. I requested to speak with a supervisor with 4 different agents. My requests were denied. Finally, I was told I had to complain to Wells Fargo. Wells Fargo told me to contact CareFirst and simply have then rescind their refunds and then send me a check. Further conversations with CareFirst again was just a waste of time. They have never provided me with any written or verbal response, indicating why they would not send a refund as promised.

How can CareFirst issue a refund to a credit card to a member's credit card after she has passed away, and they credit card has been cancelled? It is their responsibility to issue a refund to the appropriate party. It is pitiful the way that CareFirst has treated me. After exploring a large variety of dental insurances and availability of highly recommended dentists, I found CareFirst most affordable and one of its inline high respected dentists was available.

Excellent coverage. I pay out of pocket for CareFirst insurance. My ID card has the dentist and location on the card. I went to have services done on September 15, I checked the CareFirst website and noticed the claims for a routine cleaning was denied.

I explained that was not true, I went to the location on my card. The rep stated he will be sending the claim back through and it would take 7 to 10 business days. That rep stated she was putting the claim through again and it would take 7 to 10 business days.

Ok 10 business days later still and issue and I calls back. This rep states she is sending it through again and claims can take 15 to 30 business days. Ok here we are 23 business days in and not 1 indication that they are working on this issue. I owe a bill that I should not be owing and I need further work done but can't because I owe a bill that I should not owe. Now, as I type this I am on hold waiting for a supervisor and the rep keeps stating no supervisor is available.

Well sir, guess what I will hold. I am not hanging up until someone does their job. This is ridiculous. You will open yourself up to many many many bills from services and billing parties you never heard of conjuring up reasons to take your money. They are crooks and grifters. My doctor's office used the wrong code to bill me, the third party billing company put my address in wrong.

It took me 8 hours of phone calls and paperwork and runaround to avoid most of the bills, but they are still coming. I get a new bill from a new mysterious company every week from a routine physical that should be covered and "Free".

It is not. It is a lie. You can't beat the BCBC provider network and predictability of costs with co-payments instead of coinsurance. The only downside is their customer service is below average. Sign up to receive our free weekly newsletter. We value your privacy. Unsubscribe easily. Home Health and Fitness Health Insurance. Are you this business? Save Saved.

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Shop plans on Health Network now. About CareFirst. Overall Satisfaction Rating 5 stars. Sort by: Recent Recent Oldest Most helpful. We adhere to strict editorial standards to provide the most accurate and unbiased information. If you live in Maryland, northern Virginia or Washington, D. Search by ZIP code or county to make sure there are plans available where you live.

CareFirst BCBS Maryland appears to be a solid health insurance company with some customer service issues, based upon complaints submitted. It began as Group Hospitalization Inc. Now serving more than 3.

All of their individual medical plans meet Affordable Care Act ACA requirements, which means you might qualify for subsidies that lower your monthly payments.

In addition to medical, dental, vision and prescription drug coverage, CareFirst BCBS Maryland offers wellness programs to help you stop smoking , manage your weight and even manage your finances. Its Patient-Centered Medical Home program helps your primary care doctor coordinate with specialists and oversee all your care.

You can access your account and ID card from your smartphone, and the CareFirst website offers personalized information about your health, your benefits, your deductibles and other costs, as well as where to find providers.

That way, you can apply for tax credits to lower your premium. You can compare plan options, check if your doctor is in-network and review coverage before signing up for a plan. You can also reach out to a licensed insurance agent who can sort through plans with you.

You can submit claims online through your account. Some claims, like out-of-network pharmacy and vision services, will need to be printed and mailed. Online comments appear to show that the insurer responds to complaints and resolves most issues. Consumer Affairs, with 67 reviews, shows an overall score of just over 1 star.

The views and opinions expressed are those of the authors and do not necessarily reflect the official policy or position of HealthCareInsider. Our History. Accessed February 25, Employer Options. Accessed February 28, Better Business Bureau. CareFirst, Inc. Accessed February 27, Consumer Affairs. Accessed February 26, We do not sell insurance products, but there may be forms that will connect you with partners of healthcare.

You may submit your information through this form, or call to speak directly with licensed enrollers who will provide advice specific to your situation. Read about your data and privacy.

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